25 Top Retirement Finance Articles

Below are 25 of our best articles on financial security, retirement planning, income strategies, and much more. Read them for more information for inspiration on strengthening your financial situation and goals. Then feel free to contact your financial professional or our team with any questions that you might have.

• Will You Have Enough Money to Retire? — Simple, straightforward ways to estimate how much money you will need for retirement — and how to evaluate your current financial progress.
• What Might Spending Look Like in Retirement? — Straightforward, practical tips to calculate your future retirement spending — and how to build a rock-solid plan that generates the income you need.
• 25 Questions to Ask Your Financial Advisor About Retirement — Use this comprehensive list of simple questions on crucial topics including taxes, lifelong income, healthcare, inflation, and estate planning to get your advisor on the same page with you.
• An Overview of Life Insurance Basics — Get the fundamentals on different types of life insurance and what various kinds of life coverage can do for you.
• What is the Primary Reason to Buy an Annuity? — Check out these real-world situations in which an annuity might make sense for you — and when one might not.
• How Much Money Do You Need in Retirement? — How you can estimate how much money you will need for your retirement lifestyle over the many years your retirement may last.
• Retirement Income Planning Strategies – A Quick Guide — Some practical tips to keep in mind as you start planning for how you will have sustainable, consistent income for many years ahead.
• The Difference Between Independent and Captive Financial Advice — Find out key distinctions between captive and independent financial professionals — and how their guidance can impact your retirement planning advice.
• Retirement Income Planning for Couples — A quick round-up of tips for helping you and your spouse or partner get on the same page about your retirement goals and what you will do to reach them.
• Strategies for Claiming Your Social Security Benefits — Did you know that there are 100+ ways to take your Social Security benefits? Keep these fundamental strategies in mind as you explore your options.
• Retirement Planning Steps for Every Later-Life Stage — From the points of 10 years before retirement and into post-retirement, here are planning steps to keep in mind as you aim for financial wellness at every stage.
• Understanding Taxes in Retirement — From ordinary income to capital gains, this quick guide covers the various taxes that can reduce your income in retirement.
• Is a Roth Conversion Right for You? — A quick guide to see if a Roth conversion might make sense for your financial situation, especially with growing government debt and the prospect of increasing taxes.
• The History of Annuities: A Two-Thousand-Year History of Protection and Promises — See how annuities have been making good on their guarantees to millions of people over two millennia of human history.
• How Much Life Insurance Do You Really Need? — Keep these simple tips and guidelines in mind as you explore just how much life insurance makes sense for your financial situation.
• 11 Steps to Take Before Retirement — 11 useful steps to plan for your retirement so you can have more more confidence about your financial security, lifestyle, and personal fulfillment.
• Heeding Sequence of Returns Risk in Retirement — Check out this quick look at why it’s good to watch out for the risk of even small losses in the years just before retirement, and 10 years into retirement.
• How to Handle Market Risk as You Near Retirement — Fast read on why protect your retirement savings against lifestyle-changing risks when you are on the cusp of retirement.
• What Happens When You Don’t Plan for Retirement? — A quick sum-up of what all can go off-the-rails or even go wrong when we put off retirement planning until a later date.
• Forced to Retire Early? Here’s What to Do — Follow these practical tips for situations in which the unexpected happens and financial adjustments become necessary.
• How Can Guarantees Help You in Your Retirement Plan? — A walkthrough of how contractual guarantees can strengthen your retirement plan with more stability, certainty, and predictable financial resources.
• How Does Full Retirement Age Affect Social Security? — With full retirement age as a key milestone for Social Security, here is why the timing of when you take Social Security can mean a difference of tens to hundreds of thousands of dollars in lifetime benefits.
• Annuities Have a Monopoly on Lifetime Income — Annuities have a unique claim above other financial vehicles: Apart from Social Security, they are the only thing on the planet capable of paying you a truly guaranteed income stream for life.
• Retirement Planning for Long-Term Care — Strategies that can be used to guard against the wealth-draining costs of long-term care services, especially in later retirement.
• How Long Might You Spend in Retirement? — A close look at how retirement is getting longer, especially as medicine, technology, and wellness continue to evolve, and its potential consequences for your financial future.