Retirement Planning Services

How Can a Financial Advisor or Agent Help Your Retirement?

How Can a Financial Advisor or Agent Help Your Retirement?

Planning for retirement isn’t easy. It’s complex and has many moving parts. For one thing, you will need to have enough income to last for the rest of your life once you step away from a full-time career.

Taxes, healthcare, and inflation are just a few things that can eat into your money. Not only that, you might have a longer retirement than you would think. Nowadays, thanks to advances in healthcare and technology, many people are spending as much as one-third of their lives in their post-retirement years.

How, then, can you plan for a financially confident future? A financial professional’s guidance can help you go the extra mile in many ways. They can help you evaluate your current financial progress. They can also help you spell out your goals, foresee retirement risks, and build personal strategies to assist you in your objectives.

Here are a few ways that hiring a financial advisor or agent can help your retirement in the long run. Read More

Planning to Retire Soon? Here are 3 Steps for Greater Financial Security in the New Year

Planning to Retire Soon? Here are 3 Steps for Greater Financial Security in the New Year

If anything, the new year tends to be a time of reinvention. From resolutions of healthier eating or more frequent exercise to more diligence with household finances, there is no shortage of areas for self-improvement.

For people aged 50 and over, it’s another year closer to retirement. You have spent a long time preparing and setting aside money to be able to retire when and how you want to. After many years of careful preparation and personal sacrifices, this milestone can seem close and yet far away.

If your retirement date is within the next five years, now is a great time to refocus on your retirement planning goals. Here are a few steps you might need to take now for enjoying greater financial confidence in your golden years. Read More

Safe Money Advisors — 5 Steps to Finding the Right Financial Professional for You

Safe Money Advisors -- 5 Steps to Finding the Right Financial Professional for You

Are you looking for help on how to retire safely and comfortably? “Safe Money Advisors,” or financial professionals offering safe strategies, can provide solutions to help you reduce risk and manage uncertainty. But so many are promoting themselves online and elsewhere. Whom can you turn to for the guidance you need?

As you consider different candidates, conduct careful due diligence. Just like doctors and lawyers and their specialties, not all financial professionals specialize in retirement planning. Any advisor you meet should state clearly their focus on retirement issues, and communicate that expertise. As you meet with them, pay attention to the language and concepts they use – do they speak of the need to plan for income, financial protection, risk management, and lifestyle goals?

Here are some other variables to weigh as you evaluate different Safe Money Advisors to help with your financial future. Read More

Next Steps to Consider

  • Start a Conversation About Your Retirement What-Ifs

    retirement planning services next steps

    Start a Conversation About Your Retirement What-Ifs

    Already working with someone or thinking about getting help? Ask us about what is on your mind. Learn More

  • What Independent Guidance
    Does for You

    independent vs captive advice

    What Independent Guidance
    Does for You

    See how the crucial differences between independent and captive financial professionals add up. Learn More

  • Stories from Others
    Just Like You

    safe money working with us

    Stories from Others
    Just Like You

    Hear from others who had financial challenges, were looking for answers, and how we helped them find solutions. Learn More

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