For many Americans, retirement planning hasn’t gone exactly according to plan. Life happens. Markets crash. Jobs are lost. Divorce, illness, or other unexpected events can throw your savings strategy off course.
If you’re in your 60s and feeling behind, know this: you are not alone—and it’s not too late to rebuild.
One powerful strategy for creating stable, guaranteed income in your later years is through an annuity. While some think annuities are only for those who planned early, the truth is they can be a lifesaver for those making up ground or seeking to restore peace of mind in retirement.
Let’s explore how a late start annuity can still secure the income you need and deserve. Read More
June is Annuity Awareness Month—a timely reminder that guaranteed income is not just a financial tool, but a source of security, especially for women entering retirement. If you’re in your 60s, approaching retirement, and wondering if you’ve saved enough or how to turn your savings into sustainable income, you’re not alone.
Many women describe the feeling as driving through fog. The paychecks are stopping. The investment statements keep arriving. But there’s little clarity on what it all means or how it fits together.
Annuities may be the missing piece to help turn uncertainty into confidence.
The Problem: Unanswered Questions and Unaddressed Fears
Many accomplished women worked hard, saved responsibly, and even hired a financial advisor. Yet they’re still unsure about the future. Read More
June is Annuity Awareness Month, a time to explore retirement tools that deliver safety, growth, and income you can’t outlive. One increasingly popular option is the Fixed Indexed Annuity (FIA)—especially when paired with a Long-Term Care (LTC) rider. For many retirees, this combination offers a smart strategy for covering future care needs while safeguarding retirement savings.
In this article, we’ll break down what Fixed Indexed Annuities are, how LTC riders work, and why they’re worth considering in today’s uncertain economic and healthcare environment. Read More
Each June, Annuity Awareness Month shines a spotlight on one of retirement’s most misunderstood—but potentially powerful—financial tools: the annuity.
In 2025, as market uncertainty, inflation concerns, and rising interest rates continue to weigh on retirement confidence, annuities are more relevant than ever. Whether you’re approaching retirement or already enjoying it, this month is the perfect time to review your options and see how annuities might fit into your long-term financial strategy.
What Is Annuity Awareness Month?
Annuity Awareness Month was established to educate the public about annuities and their role in retirement planning. Sponsored by organizations like NAFA (National Association for Fixed Annuities), the goal is to dispel myths, highlight consumer protections, and promote informed decision-making when it comes to guaranteed income.
In a world where pensions are disappearing and Social Security may not fully cover living costs, annuity awareness is income awareness. Read More
Just bring up the topic of annuities, and chances are you might have all sorts of reactions. The history of annuities shows that these guaranteed contracts have provided financial security and assurances for a long time.
Annuities didn’t exactly pop up yesterday. In fact, they have been around for thousands of years, providing guaranteed income to pensioners, families, and individuals when they need it most. What’s more, their guarantees can cover more than just lifetime income.
If you are wondering if annuities make sense for your retirement goals, a quick walkthrough of their history can give a good idea of their track record.
Here’s a look at how annuities have provided crucial security, stability, and promises to millions of people across thousands of years of human history. Read More
When you’re planning for retirement, the last thing you need is uncertainty—especially when it comes to the person helping you manage your life savings. That’s why credibility in a financial advisor isn’t just important—it’s everything.
At SafeMoney.com, we’ve built our platform to help people like you connect with trusted, experienced professionals who prioritize your financial security, not a product sale. Our approach centers on a shared code of ethics, professional standards, and a focus on safety-first strategies that help take the guesswork out of retirement planning.
Here’s how we help you find credible, trustworthy guidance—starting with the professionals who are part of our advisor network. Read More
As Americans approach retirement, two of the most critical pieces of the financial puzzle come into focus—healthcare coverage and guaranteed income. While these two concerns are often addressed separately, the strategic integration of Medicare and annuities can create a powerful, synergistic retirement plan. Done right, this pairing can help retirees reduce financial uncertainty, protect their nest egg, and ensure lasting peace of mind.
In this article, we’ll explore how Medicare and annuities complement each other, how to maximize their combined benefits, and why smart retirees are using this strategy to navigate retirement with confidence. Read More
As 2025 unfolds, the United States reaches a historic demographic milestone—“Peak 65”. This year, a record 4.2 million Americans will turn 65, with more than 11,400 people reaching retirement age every day. This unprecedented shift marks the largest cohort of Baby Boomers entering retirement and signals a new era for financial and retirement planning.
With traditional pensions fading and retirement lifespans stretching into decades, retirees are seeking dependable income solutions. At SafeMoney.com, we believe one solution is rising to meet this challenge: annuities—especially Fixed Index Annuities (FIAs). Read More
June is Annuity Awareness Month—a time to spotlight a retirement tool that often goes overlooked but has never been more important. In today’s uncertain financial landscape, many retirees are vulnerable to risks that can quietly erode their financial security.
The good news? Annuities—when used correctly—can be a powerful solution to three of the most pressing retirement risks: longevity, market volatility, and income shortfalls.
Whether you’re approaching retirement or already there, understanding how annuities work to manage these risks could be the difference between guesswork and confidence. Read More
A Safe Harbor in a Storm: Annuities Gain Appeal in Uncertain Times
Market volatility is back in the headlines—and it’s forcing many retirees and near-retirees to confront a difficult truth: the traditional 60/40 portfolio may no longer offer the steady, reliable income they once counted on. As interest rates fluctuate, inflation lingers, and equity markets swing wildly, Americans are turning to annuities as a strategic solution to help weather the storm.
In fact, annuities are quietly becoming one of the most sought-after tools for retirement income planning in 2025. Their promise of guaranteed income, protection from market loss, and the ability to hedge longevity risk makes them especially attractive in times like these.
As reported by Barron’s, financial professionals are increasingly embracing annuities—not just for their safety features, but because they fill a growing gap in how people plan for income once the paycheck stops. Read More
Start a Conversation About Your Retirement What-Ifs
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