Each June, Annuity Awareness Month shines a spotlight on one of retirement’s most misunderstood—but potentially powerful—financial tools: the annuity.
In 2025, as market uncertainty, inflation concerns, and rising interest rates continue to weigh on retirement confidence, annuities are more relevant than ever. Whether you’re approaching retirement or already enjoying it, this month is the perfect time to review your options and see how annuities might fit into your long-term financial strategy.
What Is Annuity Awareness Month?
Annuity Awareness Month was established to educate the public about annuities and their role in retirement planning. Sponsored by organizations like NAFA (National Association for Fixed Annuities), the goal is to dispel myths, highlight consumer protections, and promote informed decision-making when it comes to guaranteed income.
In a world where pensions are disappearing and Social Security may not fully cover living costs, annuity awareness is income awareness. Read More
When you’re planning for retirement, the last thing you need is uncertainty—especially when it comes to the person helping you manage your life savings. That’s why credibility in a financial advisor isn’t just important—it’s everything.
At SafeMoney.com, we’ve built our platform to help people like you connect with trusted, experienced professionals who prioritize your financial security, not a product sale. Our approach centers on a shared code of ethics, professional standards, and a focus on safety-first strategies that help take the guesswork out of retirement planning.
Here’s how we help you find credible, trustworthy guidance—starting with the professionals who are part of our advisor network. Read More
As Americans approach retirement, two of the most critical pieces of the financial puzzle come into focus—healthcare coverage and guaranteed income. While these two concerns are often addressed separately, the strategic integration of Medicare and annuities can create a powerful, synergistic retirement plan. Done right, this pairing can help retirees reduce financial uncertainty, protect their nest egg, and ensure lasting peace of mind.
In this article, we’ll explore how Medicare and annuities complement each other, how to maximize their combined benefits, and why smart retirees are using this strategy to navigate retirement with confidence. Read More
As 2025 unfolds, the United States reaches a historic demographic milestone—“Peak 65”. This year, a record 4.2 million Americans will turn 65, with more than 11,400 people reaching retirement age every day. This unprecedented shift marks the largest cohort of Baby Boomers entering retirement and signals a new era for financial and retirement planning.
With traditional pensions fading and retirement lifespans stretching into decades, retirees are seeking dependable income solutions. At SafeMoney.com, we believe one solution is rising to meet this challenge: annuities—especially Fixed Index Annuities (FIAs). Read More
June is Annuity Awareness Month—a time to spotlight a retirement tool that often goes overlooked but has never been more important. In today’s uncertain financial landscape, many retirees are vulnerable to risks that can quietly erode their financial security.
The good news? Annuities—when used correctly—can be a powerful solution to three of the most pressing retirement risks: longevity, market volatility, and income shortfalls.
Whether you’re approaching retirement or already there, understanding how annuities work to manage these risks could be the difference between guesswork and confidence. Read More
A Safe Harbor in a Storm: Annuities Gain Appeal in Uncertain Times
Market volatility is back in the headlines—and it’s forcing many retirees and near-retirees to confront a difficult truth: the traditional 60/40 portfolio may no longer offer the steady, reliable income they once counted on. As interest rates fluctuate, inflation lingers, and equity markets swing wildly, Americans are turning to annuities as a strategic solution to help weather the storm.
In fact, annuities are quietly becoming one of the most sought-after tools for retirement income planning in 2025. Their promise of guaranteed income, protection from market loss, and the ability to hedge longevity risk makes them especially attractive in times like these.
As reported by Barron’s, financial professionals are increasingly embracing annuities—not just for their safety features, but because they fill a growing gap in how people plan for income once the paycheck stops. Read More
Retirement is supposed to be a time of peace, not panic. Yet for millions of Americans nearing their golden years, retirement brings more questions than answers. Do I have enough saved? When should I claim Social Security? How do I make my money last? These are not just casual concerns—they are deeply personal, and the answers can make or break your financial future.
The good news? Financial literacy is the key to clarity. The more you understand about money, the more power you have to take control of your retirement needs and plan with confidence.
In this article, we’ll break down how financial literacy directly impacts your retirement, the common pitfalls it helps you avoid, and the steps you can take today to feel more secure in your financial future. Read More
An estimated $63 billion worth of annuity contracts are coming due in 2025—here’s what that means for your money and how to take advantage of current annuity rates.
If you purchased a fixed-rate annuity (also known as a MYGA – Multi-Year Guaranteed Annuity) in the past few years, your contract may be nearing the end of its guaranteed term. In 2025, over $63 billion worth of MYGA contracts are expected to mature, representing one of the largest waves of annuity turnover the industry has ever seen.
This surge creates both an opportunity and a decision point for consumers: Should you renew, roll over, or reallocate your annuity dollars?
Retirement marks a significant transition in life, bringing both opportunities and challenges. One of the most critical periods in retirement planning is the “fragile decade,” encompassing the five years before and after retirement. During this time, financial decisions have a profound impact on the sustainability of your retirement income. This guide explores effective strategies to navigate this pivotal decade, ensuring a stable and secure retirement. Read More
Planning for retirement is one of the most important financial decisions you’ll make—and finding the right information can be overwhelming. With thousands of articles, advisors, and calculators online, how do you know who to trust? If you’re searching for the best website for retirement info or looking to build a clear, confident strategy for your future, SafeMoney.com is a trusted source that brings clarity, transparency, and unbiased education to the retirement planning process.
In this article, we’ll explore what sets SafeMoney.com apart, how it supports consumers and financial advisors alike, and why it’s rapidly becoming the go-to destination for those seeking reliable retirement planning information. Read More
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