Most people preparing for or already in retirement share many of the same concerns:
- What will happen if I live too long and run out of money?
- How much of my retirement can I afford to lose to market volatility?
- What if I get sick and have a large out-of-pocket healthcare event?
- Are my investments and savings keeping pace with inflation?
Traditional financial planning strategies primarily focus on accumulating assets without applying much thought to the shifts that occur after retirement. S.M.A.R.T. (The Strategic Movement Around Retirement Taxation) isn’t just about accumulating money, it is about how to maximize what you can spend from that hard step of accumulation.
So how much of your retirement is yours and how much is THEIRS – How much will go to THE-IRS versus your family or favorite charity? You have a choice.
Depending on where you are currently on your retirement planning journey; 5 or more years from retirement, within 5 years or perhaps already taking distributions from your savings there are several S.M.A.R.T. strategies to consider. As a member of the Smart Advisor Network, our diverse team of specialist helps guide our clients safely to their ultimate financial destination.
Most people have a smart phone – do you have a S.M.A.R.T and safe retirement plan?
