RETIREMENT INCOME PLANNING IS NO LONGER OPTIONAL

My name is John D Chopak:

I can help protect and grow your lifelong accumulated retirement funds, so you can enjoy retirement, not stress about it!

Today, we face several threats to our retirement years:

*Social Security being revised significantly downward
*Stock Market Volatility, The negative effect on your 401k and IRA payout following a market downturn. Can you imagine your funds going down while you are drawing on them, causing your monthly benefit to decline as well?
*Tax Increases in order to pay down the National Debt, this is a real and serious threat
*Global Issues affecting our stability. I believe now more than ever, it is imperative we prepare for the uncertainties that surely lie ahead.

My practice focuses on Retirement Income Planning, by protecting your Accumulated Funds from losses due to any Market Downturns.
I will also assist with the best strategies to reduce and/or eliminate Taxes on Earnings from your plan, as well as RMDs which will be Taxable Income.

I specialize in products that are not market driven, so negative results are totally eliminated from the ups and downs of the various markets, that can and do occur!

Future Taxes on 401ks and RMDs should be a concern! We can help you reduce and/or eliminate much of that concern.

My objective, is simply helping you protect and grow your life long accumulated funds. I operate with 100% transparency allowing you access to every aspect of your account all of the time.

If you remember one thing from these notes let it be this: Throughout our relationship, I am your 800 number! No passing off to anyone else.

"A journey of a thousand miles begins with a single step" – Laozi

Please, Take the first step with me!

Contact me if you're ready to discuss your retirement planning.

John D Chopak
The Safe Money Group
jdchopak@aol.com
774.222.2616 (direct line)

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