James (Jim) Florio, Fiduciary Investment Advisor Representative
Founder | Florio Wealth Management, LLC
James (Jim) Florio is a dedicated Fiduciary Investment Advisor Representative and the founder of Florio Wealth Management, LLC, a firm he launched in 2021 to provide independent, client-first retirement planning solutions. With a career that began in 2006, Jim brings nearly two decades of experience in guiding individuals and families through the complexities of retirement income strategies, wealth preservation, and long-term financial planning.
Jim operates with full independence, a principle he values deeply. As he puts it, “I answer to no one above me but the Good Lord. I don’t have shareholders to answer to—I answer only to my clients.” This client-focused philosophy is at the core of Florio Wealth Management and reflects Jim’s unwavering commitment to ethical, transparent guidance.
Jim is a fully licensed Investment Advisor Representative (IAR), holding additional credentials in insurance and Social Security planning. As a National Social Security Advisor (NSSA®), he offers specialized expertise in optimizing Social Security benefits—an essential component of any retirement strategy.
Beyond his professional practice, Jim is an active volunteer with the American Patriot Service Corp., a nonprofit organization dedicated to helping veterans aged 65 and older access Aid and Attendance benefits. His work with the veteran community reflects a deep sense of service and integrity that defines both his personal and professional life.
Whether helping clients design tax-efficient retirement income plans, navigate Medicare and long-term care decisions, or protect their legacy for future generations, Jim Florio remains committed to putting people—not products—first.
For personalized financial guidance backed by experience, independence, and fiduciary care, connect with Jim Florio at Florio Wealth Management, LLC.
