Pennsylvania – Asset Preservation and Income Planning

Asset Preservation and Income Planning for Pre-retirees and Retirees

Presented by Steven Suib, Preservation Wealth Management

Reserve Your Spot: Click Here

Wednesday, June 4th | 6:30 PM – 7:30 PM
Panache Wood Fire Grill

Retirement Today: What You Need to Know to Plan with Confidence
TOPICS TO BE COVERED:

Retiring Today

• Understanding the difference between the “old retirement” and today’s retirement realities
• Creating a clear vision for retirement that may lead to less stress and more happiness

Tax Rate Risk

• Why many experts believe tax rates could double in the future
• How rising taxes may impact your retirement income
• The “Catch-22” of contributing to 401(k)s and IRAs
• How the loss of deductions in retirement can affect your tax burden

Retirement Income Planning

• The three basic types of retirement accounts and how they work
• How to allocate savings for tax efficiency in retirement
• Tax-deferred vs. tax-free: which is right for your long-term strategy?
• What qualifies as a “true” tax-free investment
• When it may make sense to consider a Roth conversion
• How IRAs and 401(k)s may increase taxes on your Social Security benefits
• Strategies to reduce or eliminate taxes in retirement

Retirement Distribution Pitfalls

• New rules on “Rate of Withdrawal” and how they affect retirees
• How to ensure your income lasts throughout retirement
• The proper order to draw down assets
• Understanding and avoiding the “sequence of returns” risk

Why Losses During Retirement Matter

• How market losses can be devastating during retirement
• Is “buy and hold” still appropriate after retirement?
• How to guard against two major types of investment risk
• Ways to protect your assets from market volatility
• Why asset allocation alone may not be enough
• What real portfolio diversification looks like for retirees

Frequently Asked Questions

• Is there a cost to attend?
  No, this event is completely free and open to the public.
• Should I arrive early?
  Yes, please plan to arrive 15 minutes early to allow time to park and find your seat.
• Do I need to bring anything?
  No materials are needed. Pens and notepads will be provided.
• Will this seminar include investment product pitches?
  No. This is a strictly educational workshop—no products will be sold.
• Is this affiliated with the Social Security Administration?
  No. Steve Suib is not affiliated with the SSA or any other government agency.

Your Host:
Steven Suib
Experienced Financial Professional, Preservation Wealth Management
Phone: (610) 768-7789

Brought to you by your local independent financial professional.
No products will be sold, and there is no obligation to attend.