Retirement Planning – Key West, FL

Are you ready to start your retirement planning in Key West or the surrounding areas? Planning for retirement is a complex puzzle. In order to be successful, your plan has to guarantee your monthly income for the rest of your life (and possibly beyond). You also have to take into account everything from healthcare costs to market volatility, inflation, and taxes.

Our experts at SafeMoney.com have successfully helped 10,000+ households all over the United States plan for their retirement. Our customers often come from a diverse range of professions and income levels. Some contact us a few years before they plan to retire, others are already in retirement and want to make changes to their existing plans.

Regardless of where you are in life, we’ve got you covered. Our trusted, independent financial professionals are equipped to offer you cutting-edge strategies to maximize and protect your retirement income throughout your life. We serve Key West, Stock Island, Big Coppitt, Saddlebunch, Sugarloaf Key, Upper Sugarloaf Key, Cudjoe, Summerland Key, Big Torch, Little Torch, Middle Torch, Marathon, Big Pine, Islamorada, and the surrounding areas.

You can talk to one of our local SafeMoney.com experts for free, and with no obligation. Give us a call at 877.476.9723 and request your initial retirement goal-setting appointment. We will prepare a custom-tailored retirement report for you.

Your report will include top-rated, guaranteed lifetime income strategies chosen specifically to meet your retirement goals. Our experts use software that reviews 2,400+ marketplace options and presents the ones that are good fits for your retirement needs.

You will receive a free copy of your report, and your Key West retirement planning strategist will answer any questions you may have about your results.

Retirement Planning – Key Considerations

This has presented unique challenges to retirement planning. When you create your retirement plan, make sure it encompasses at least thirty or forty years’ worth of guaranteed monthly income.

You will also want to spend some time thinking about the kind of lifestyle you want to have when you retire. Here are some things you can consider which will help you plan:

• What do your finances look like right now?
• Are you already saving for retirement? If so, are your investments offering you the best return available?
• What will your monthly budget look like in retirement? Do you need more money monthly in order to live the lifestyle you are hoping for?
• Do you wish to travel during retirement? If so, make sure you plan those expenses into your budget.
• Where would you like to live when you retire? Ask your retirement planner about the possible tax advantages of living overseas if this is something you will consider.
• Are you going to have a regular monthly income when you retire? A pension? Will you start a new career, or volunteer somewhere?
• Will you have to pay more, or less, for healthcare and insurance after retiring?
• Will you need to purchase additional insurance like a Medicare supplement? (Many things, like hearing aids, are not typically covered unless you pay for a supplement)
• What are some changes you could make to your monthly budget right now to better prepare for retirement?
• Do you have a legacy plan in place already? If something unexpected happened, would your family be taken care of?

It’s really important to carve out the time to answer these questions, both by yourself / with your partner and with your financial professional. Be sure that you are covering the five critical financial areas: Retirement, Investments, Protection, Taxes, and Estate Planning.

When you consult with a local SafeMoney.com retirement strategist in Key West, they will answer any questions you have about how to financially secure your retirement and your legacy. Give us a call at 877.476.9723 to request your personalized retirement report and get connected with a qualified local retirement expert.

How to Choose an Experienced Retirement Planning Service

Choosing the right, local retirement planning expert can make a difference for your financial future. While there are many retirement planners available, they aren’t all equally qualified or experienced.

The financial professional that you select should be knowledgeable in each of these critical areas: creating stable monthly income which lasts for decades, understanding all necessary tax implications, long-term care/health care planning, and legacy planning.

You will also want to ask them things like:

• How many years have you been in business?
• How many customers have you successfully helped plan for their retirement?
• Are you an independent financial professional, or a captive financial professional? (Independent professionals can offer you products from multiple companies, while captive professionals work for a single company and only offer that company’s products)
• What is your main area of education/expertise? Finances in general, or retirement specifically?
• Do you have any educational information available to help me understand my options?

Our trusted financial professionals are qualified to answer your questions and will create a personalized retirement report to address your individual concerns. Your free report will feature ways to maximize and guarantee your retirement income for decades.

What Will Your Customized Retirement Report Include?

Our retirement planners will create a report for you which will include:

• Your projected yearly retirement income
• Your projected lifetime income
• Any applicable fee disclosures
• An apples-to-apples comparison of your best options.

When you are ready, let us show you how a team of highly-qualified, caring experts can help you craft the retirement of your dreams. You can get your free initial appointment and retirement report by calling us at 877.476.9723. We look forward to meeting you!