Retirement Planning – Rio Rancho, NM

Are you in the Rio Rancho area and needing help with retirement planning? Planning for retirement has many nuances, including making your money last as long as you need in the face of inflation, taxes, ever-changing markets, rising health costs, and other evolving economic factors.

Let our independent financial professionals at SafeMoney.com see how they can be of service. You can learn of innovative retirement strategies that maximize your income, protect your money against risks, help control taxes, and give you more certainty in how much income you will receive each month.

Our core team has served 10,000+ households from all walks of life in the U.S. We serve Rio Rancho, Albuquerque, Los Lunas, South Valley, Moriarty, Estancia, Belen, and the surrounding areas. See what a team committed to excellence and personalized, caring service can do for you.

Call us at 877.476.9723 or request a complimentary goal-setting discovery appointment on this page. We can also prepare a free retirement report that is customized just for you, featuring the highest lifetime income strategies from a software platform that analyzes 2,400+ options in the marketplace.

This report is custom-tailored to your goals, needs, and situation, and a copy is provided to you at no obligation or cost. Contact us today to receive your report and discuss your situation.

What to Keep in Mind for Retirement Planning

From second-act careers and volunteering to entrepreneurship, millions of retirees are envisioning and pursuing lifestyles that they didn’t have beforehand. In other words, retirement is now more of a question about personal lifestyle.

As you envision this next life chapter for yourself, ask how you might spend the next 25-40 years. These questions might be helpful to consider in your retirement planning considerations:

• Where do your finances currently stand?
• How will you progress, financially speaking, through the next chapter of life in retirement?
• What are your goals, both now and in the years ahead?
• What steps can you take today, if any, to enjoy more financial security for years to come?
• How much income will you need for your lifestyle?
• Where will you live in the future?
• What income streams will you count on, once you have departed from a full-time career?
• Do you have enough health coverage and protection in place should something unexpected occur? If sudden medical needs or health scares arise?
• Do you have a plan for passing on assets to your heirs in the event that something unexpected takes place?

By putting answers to these questions on paper now, you can help set a firm foundation for securing your retirement goals. One way to think about your financial planning is as a five-story building, or with five core elements: Protection, Retirement, Investing, Taxes, and Estate Planning.

Your financial professional can help you sort these areas out and trace out different ways to solve problems in each area.

How Can the Right Retirement Planning Professional in Rio Rancho Help You?

Not all financial professionals are equal in the retirement planning guidance and solutions that they may offer you. Some financial advisors are better-suited to the “accumulation phase” of life, when we are in our career years and building up assets.

But retirement is a phase of “decumulation,” or where we decide how to turn those assets into dependable, ongoing income and maintain our lifestyles. This stage of life has many factors to keep in mind.

This is your chance to pursue those long-held goals or opportunities that you have put off for years. How will you accomplish those goals financially in retirement?

Taxes can add up quickly as you withdraw your hard-earned money from your retirement accounts. Health needs evolve as the years go by, and with innovations in medicine and technology, retirement can last as long as a third of someone’s lifetime. Sometimes even longer!

You deserve independent guidance and input from someone who understands this ‘distribution’ phase of life and can offer you practical solutions that make your money last.

What Should You Look for in Retirement Planning Services?

Your financial professional should be experienced in retirement planning and bring an objective viewpoint to your personal situation. They should understand the many aspects of retirement: income, taxes, healthcare, long-term care, legacy planning, and more.

How long have they been in business? Are they an independent shop, as opposed to a captive shop that is beholden to a parent company? Does their core expertise cover retirement and income planning, or are they more of a generalist?

What do they do to educate prospects about retirement planning issues and strategies? Do they give back to the community in any way? Are they actively involved in their community, for that matter? What about published articles or other media showcasing their knowledge?

All of these are good starting points for exploring whether a financial professional is the right retirement planning partner for your situation.

This is available at no obligation to you – you can explore your options with a SafeMoney.com financial professional by requesting your free customized retirement planning report. See different options for the highest lifetime income and know how much lifetime income that your savings will generate today.

What Is Included in Your Customized Retirement Planning Report?

This report includes a breakdown of how much income you will receive per year, how much lifetime income you will be paid, what fees are involved (if any), and how different options stack up against one another.

Our core team has served 10,000+ households across the country. To prepare your report based on your goals and situation, we use software that draws from 2,400+ guaranteed annuity products in the marketplace.

You will receive top strategies that are based on your goals, needs, situation, and financial timelines. Contact us at 877.476.9723 and leave a short message for us, or request a short initial appointment if you would like your own, free retirement report at no obligation.