Michael Lally is a Safe Money Certified™ Fiduciary Annuity Advisor and founder of Michael Lally Retirement Solutions, serving clients in North Kingstown, Rhode Island and nationwide. With over 30 years of experience in the financial and insurance industry, Michael has spent the past decade helping people take control of their financial future—offering practical guidance on retirement income, protecting retirement savings, and wealth preservation.

Client-Focused Retirement Planning

Clients throughout Rhode Island and across the U.S. come to Michael when they're ready to retire—or just want to make smarter financial decisions. Whether it's figuring out when to take Social Security, how to build income that lasts, or how to protect hard-earned savings, Michael simplifies the complex and helps make confident choices possible. He works with individuals and families to create personalized strategies that make sense for their lives, goals, and peace of mind.

Unique Background in Aviation

Michael's approach to financial planning is shaped by a unique background in aviation. Before launching his financial career, he earned a degree in Aeronautical Science and flew more than 2,000 hours throughout the U.S. and the Bahamas. That experience taught him the value of checklists, preparation, and calm under pressure—all of which he brings to his retirement planning practice in North Kingstown, Rhode Island.

Trust and Transparency

Based in North Kingstown, Rhode Island, Michael works with clients nationwide and holds insurance licenses in many states. He believes trust and transparency are the foundation of every great financial relationship—and treats every client's future with the care he'd give his own family.

Personal Life

Michael has been married to his wife Melanie for over 25 years. She's a pediatric nursing professor who has dedicated 25 years to educating and inspiring the next generation of healthcare professionals. Together, they've raised two wonderful teenagers and enjoy traveling, cooking, and spending time together as a family.

Contact Michael today to discuss your retirement planning needs in North Kingstown, Rhode Island and beyond.

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