Michael Lally has spent the past 30+ years working within the financial and insurance industry. During the past 10+ years he has been helping people take control of their financial future—offering practical guidance on retirement income, protecting retirement, and wealth preservation. He works with individuals and families across the U.S. to create personalized strategies that make sense for their lives, goals, and peace of mind.
Clients often come to Michael when they’re ready to retire—or just want to make smarter financial decisions. Whether it’s figuring out when to take Social Security, how to build income that lasts, or how to protect hard-earned savings, Michael simplifies the complex and helps make confident choices possible.
Michael’s approach is shaped by a unique background in aviation. Before launching his financial career, he earned a degree in Aeronautical Science and flew more than 2,000 hours throughout the U.S. and the Bahamas. That experience taught him the value of checklists, preparation, and calm under pressure—all of which he brings to financial planning.
Based in North Kingstown, Rhode Island, Michael works with clients nationwide and holds insurance licenses in many states. He believes trust and transparency are the foundation of every great financial relationship—and treats every client’s future with the care he’d give his own family.
Michael has been married to his wife Melanie for over 25 years. She’s a pediatric nursing professor who has dedicated 25 years to educating and inspiring the next generation of healthcare professionals. Together, they’ve raised two wonderful teenagers and enjoy traveling, cooking, and spending time together as a family.
