Michael Quarles & Heather Herring | Financial Longevity Advisory, LLC
Investment Adviser Representatives & Principals
Michael Quarles and Heather Herring are trusted fiduciary advisors and principals at Financial Longevity Advisory, LLC, a Kansas City–Northland-based firm committed to helping individuals and families prepare for a confident and secure retirement. With a combined focus on financial longevity, integrity, and holistic retirement planning, Michael and Heather bring both professional discipline and heartfelt compassion to every client relationship.
Michael Quarles
Founder & President, Financial Longevity Advisory, LLC
Investment Adviser Representative | Retirement Income Strategist
With over 30 years of experience in retirement income planning and insurance, Michael Quarles is a seasoned financial professional dedicated to helping clients protect their assets, avoid costly retirement mistakes, and enjoy peace of mind in retirement. He holds a Series 65 license and is fully committed to acting in a fiduciary capacity—placing clients’ needs above all else.
Michael founded Financial Longevity Advisory, LLC with the vision of creating a client-first firm that goes beyond numbers. His retirement planning strategies address not only financial needs but also the emotional, family, and health-related aspects of aging. He is an active member of the National Association of Insurance and Financial Advisors and is licensed to offer insurance in Missouri and Kansas.
Michael’s personal experiences have deeply shaped his approach to planning. He and his wife Marcy, a liver transplant recipient, actively support the American Liver Foundation and the National Kidney Foundation. Outside of the office, Michael enjoys spending time with their children and grandchildren—living the very kind of retirement lifestyle he helps others plan for.
Heather Herring
Principal, Financial Longevity Advisory, LLC
Investment Adviser Representative | Insurance Professional
Heather Herring brings a strong foundation in accounting and nearly a decade of experience in financial services to her role as Principal at Financial Longevity Advisory, LLC. Since joining the firm in 2021, Heather has quickly become known for her honest, transparent, and deeply empathetic approach to retirement planning.
She holds a Series 65 license, operating as a fiduciary, and is insurance-licensed in both Missouri and Kansas. Originally beginning her career with It’s Your Money in St. Joseph, MO, Heather found her calling in helping pre-retirees and retirees navigate retirement income, long-term care planning, Social Security optimization, and wealth preservation.
Inspired by her mother and driven by a passion for service, Heather connects with clients on a personal level, always taking the time to understand their goals, concerns, and family dynamics. A Chicago native who has lived in the Kansas City area for over 20 years, she balances her professional dedication with a vibrant family life that keeps her grounded and relatable.
Our Philosophy: Retirement Planning That Prioritizes You
At Financial Longevity Advisory, LLC, Michael Quarles and Heather Herring are united by a shared mission—to help clients enjoy long, financially secure retirements. They understand that retirement isn’t just about numbers—it’s about quality of life, family, and legacy.
Their approach includes:
- Fiduciary Responsibility: As Series 65-licensed Investment Adviser Representatives, both Michael and Heather are legally obligated to act in your best interest, offering advice that is objective, personalized, and transparent.
- Holistic Retirement Planning: From income generation strategies and annuities to life insurance and long-term care, they create customized solutions that reflect your lifestyle, longevity needs, and retirement goals.
- Client-Centered Service: Every plan is tailored. Every conversation is honest. Every recommendation is made with care and integrity.
Whether you’re preparing to retire or navigating the complexities of financial longevity, Michael Quarles and Heather Herring of Financial Longevity Advisory, LLC are ready to be your trusted partners in building a retirement strategy that lasts.
👉 In this Spotlight Series interview, Michael Quarles and Heather Herring share how a whole-client approach, fiduciary care, and trusted income strategies shape their retirement planning process. Click here to learn how personalized, education-first advice can bring greater clarity and confidence to your financial future.
