Cary Constant – Director of Financial Services at PKIG–Alera Group & Founder of SafeMoneyMix.com
Cary Constant serves as the Director of Financial Services at the Phil Klein Insurance Group (PKIG), a Detroit-area agency and proud partner of the national Alera Group. As the founder of SafeMoneyMix.com, she provides clients and partner agencies with a trusted resource for secure, protection-first retirement planning.
Cary specializes in helping individuals and families build long-term financial confidence through safe money strategies, income protection, and personalized retirement planning. Her approach begins with a simple but essential principle: before you take financial risks, protect what you already have.
At PKIG–Alera Group, Cary works with a wide range of professionals and households seeking clarity around retirement income, life insurance, annuities, and wealth-preservation strategies. She focuses on safeguarding clients from income disruption caused by illness, injury, job loss, long-term care needs, or premature death. To do so, she utilizes a carefully selected portfolio of top-rated insurance and financial products designed to provide stability, predictability, and long-term security.
Cary’s expertise is supported by the resources of Alera Group—one of the nation’s largest insurance and financial services firms, with over 4,500 employees and more than 180 offices. This national network allows Cary to collaborate with partner agencies and offer clients a comprehensive range of solutions while maintaining the personal, relationship-driven service PKIG is known for.
A key component of Cary’s planning process is the Color of Money Risk Analysis (COMRA). This short, interactive assessment helps clients understand their personal risk tolerance before making financial decisions. By identifying the right balance between safe, risk-managed products and growth-oriented options, Cary builds customized strategies that align with each client’s goals, comfort level, and life stage. Clients can complete their COMRA score for free at MyMoneyMix.com.
Cary launched SafeMoneyMix.com to give clients and advisors a dedicated platform focused exclusively on secure retirement strategies, income protection, and financial education. The site reflects her philosophy that financial planning should be clear, ethical, and grounded in what is genuinely best for the client.
Known for her honesty, product knowledge, and commitment to service, Cary has built strong, long-lasting relationships throughout the Michigan community and across the Alera Group network. Her straightforward communication style and ability to simplify complex financial topics make her a trusted advisor for clients navigating retirement, life changes, or major financial decisions.
Whether someone is planning for retirement, exploring annuity options, or seeking a more secure foundation for their family, Cary Constant delivers guidance that prioritizes safety, clarity, and long-term peace of mind. Through her work at PKIG and SafeMoneyMix.com, she remains dedicated to helping people build financial futures rooted in stability and protection.
