Federal Retirement Planning – Newark, NJ
Are you looking for assistance planning your federal retirement in Newark, New Jersey? Federal employees do have great benefits, but the Federal retirement program is about as complicated as they get. To make a good choice, you must start understanding what is available to you. That can be challenging, with the various ins and outs and how making one choice can impact your other choices or your situation overall. For example, have you considered leaving a survivor’s benefit for your spouse? What if your spouse dies first? What happens to the funding for the survivor’s benefit under those circumstances?
You should understand where different scenarios and choices may lead. One of the best ways to gain that understanding is to work with an independent and experienced federal retirement planning professional who understands and can explain your federal benefits to you.
Start by looking for a federal retirement planning consultant in Newark. You want to find someone who actively serves your community and is willing and eager to answer your questions. At SafeMoney.com, we work with independent federal benefits experts serving Newark, Livingston, Chatham, Morristown, Orange, Bloomfield, Little Falls, Kearny, Jersey City, and the surrounding areas.
If you want to find someone who can answer your questions about what your benefits look like now and what they will look like at your planned separation of service, our financial professionals can help. We understand your options for retirement and the typical benefits mistakes that so many make. Our independent experts can also help you with technical questions like the cost of a survivor benefit, how to generate reliable income from your TSP, and how changes in your life can impact your benefits.
We can help with these questions and more. Usually, we can cover your first round of federal retirement benefits planning questions in an hour or so.
Call us at 877.476.9723, and we will connect you to a SafeMoney.com independent financial strategist for an initial consultation. They will do a comprehensive federal benefits analysis report for you. This report will help you identify gaps in your benefits and ways to cover those gaps.
Both the report and the meeting are free and without obligation. You can expect to leave with a better understanding of your federal benefits and the best options for you. Contact us today to request your benefits walkthrough.
Mandatory Federal Benefits Education for All Federal Employees
Request Your Federal Benefits Analysis
Join hundreds and hundreds of other federal employees from all agencies -- gain clarity for your financial future. Complete the form to request your free federal benefits analysis and walkthrough.
There is no standardized system for training U.S. Government employees for retirement benefits. Think about what may have happened when you tried to get your training. Perhaps you went through a hurried HR-type orientation and were given an 800 number (with startlingly long waits) to call with your inevitable questions.
Your benefits are your future. They affect the long-term financial well-being of your family and, of course, you personally. Virtually universal lack of understanding by U.S. Government employees about their hard-earned benefits isn’t acceptable or wise. You deserve to understand your benefits, your different options, and how various life changes and other situations can affect your potential benefits. Not only do you deserve understanding, but you also require it.
Contact us when you are ready for help with your federal retirement benefits planning. Our SafeMoney.com financial professionals have served many U.S. Government employees throughout the United States. We will prepare a federal retirement planning guide for you that will answer your questions. We will also provide you with a free, personalized federal benefits analysis so that you can envision and shape your future 10, 20, or even 30 years from now, regardless of where you are in your federal career.
What Can a Federal Retirement Planning Consultant Do for You?
The federal employee benefits you have earned depend, in the first instance, on the retirement system to which you belong: CSRS or FERS. Most federal employees (90+%) today participate in FERS, but some long-time federal government employees still fall under CSRS.
Some federal government roles, such as certain law-enforcement positions, have unique situations, such as that your benefits may be calculated uniquely. We can help you in these situations as well.
Whether you are a new federal hire or a long-time GS/GM-level employee, searching for information on your federal benefits may have been an extreme experience. Tons of information is available online, but it can be all over the place. What’s more, like all federal government documents, the information can be challenging to understand and may be one-size-fits-all — hardly an excellent response to your personal retirement questions.
You need this benefits information customized to your situation to make well-informed financial decisions for your and your family’s future. Instead of settling for some boilerplate, good-for-everyone guidance that isn’t focused on you, consider working with someone who can answer your precise questions about your exact benefits. A SafeMoney.com financial professional can guide you through your specific available benefits choices and provide you with calculations for what they look like now and in the future. They will also demonstrate options to maximize those potential benefits.
When you contact SafeMoney.com, we will connect you with someone who can answer your most challenging questions and more. They will also provide you with your free, no-obligation, personal, integrated federal benefits analysis.
What’s In a Personalized Federal Benefits Analysis?
Have Questions About Your Financial Goals?
877.476.9723Your federal benefits consultant will cover these different aspects of your federal retirement planning picture:
- Calculations of your federal employee benefits
- Present and future pension computations
- TSP, FEGLI & Social Security projections
- A reasonable figure for how much money you will have each month when you retire
- An understanding of your survivor benefits and life insurance coverage information
- Different timing options for you to retire based on your benefits and income, and their income on your future
Your federal employee benefits consultant can answer your questions when you receive your report. They can also answer questions about military buyback, sick leave, and CSRS offsets.
Get Clarity on Your Benefits and Federal Retirement Planning Questions Today!
Our primary goal at SafeMoney.com is to help you understand your federal retirement benefits and how everything comes together. We can get you all the information you need to make well-informed decisions about your hard-earned benefits in as little as an hour. All at no obligation to you.
You can request your free integrated federal benefits analysis and report via the form on this page or by phone. Call us today at 877.476.9723, and we will connect you to a SafeMoney.com independent federal retirement planner serving the Newark, New Jersey, area.
Over many years, our SafeMoney.com team has helped tens of thousands of households learn and plan for a successful and happy retirement. If you are looking for an explanation of the myriad options for your benefits and your financial future, please reach out to us at any time.
Give us a call. We will show you how personalized service can make a significant difference in your retirement strategy. We look forward to serving you!