About Joe Zappia, III, CRPC®
Joe Zappia, III, CRPC®, is Vice President at Venn Financial Solutions, an independent fiduciary financial advisory firm headquartered in DuBois, Pennsylvania. Alongside the experienced team at Venn Financial Solutions, Joe proudly serves individuals, couples, and families throughout the Tri-County region and surrounding communities like St. Marys, Clearfield, Ridgway, Brookville, and Punxsutawney, helping them navigate retirement with clarity, confidence, and purpose.

Experience & Expertise serving Curwensville, PA
With more than 65 years of combined team experience, Joe and the advisors at Venn Financial Solutions specialize in working with individuals age 55 and up who are preparing for retirement or already retired. Their mission is simple: help clients protect what they've built, create reliable and predictable retirement income, reduce taxes where possible, and make informed decisions around Medicare, Social Security, and long-term financial planning.

Fiduciary Commitment
As independent fiduciary financial advisors, Joe Zappia, III, CRPC®, and the Venn Financial Solutions team are legally and ethically committed to acting in their clients' best interests at all times. Because the firm is not tied to any single investment company, insurance carrier, or corporate agenda, clients receive objective advice and customized strategies designed around their unique goals, risk tolerance, and retirement timeline.

Comprehensive Planning Services in Altoona, PA
Venn Financial Solutions offers comprehensive planning across a wide range of needs, including retirement income planning, investment management, tax-efficient strategies, Medicare and healthcare planning, IRMAA Planning, Social Security optimization, ROTH Conversions, risk management, wealth protection, and estate and legacy planning coordination. Joe is known for his ability to explain complex financial topics in a clear, easy-to-understand way—helping clients feel confident and informed at every step.

Awards & Recognition
The firm's commitment to excellence has been recognized through numerous honors.

Why Choose Venn Financial Solutions in Clearfield County, PA
Clients choose Joe Zappia, III, CRPC®, and Venn Financial Solutions for their experience, transparency, strong local roots, and planning philosophy focused on helping clients avoid losing money, avoid running out of money, reduce taxes when possible, and increase income when needed.

Contact Joe today to discuss your retirement planning needs in DuBois, Altoona, St. Marys, Curwensville, Monroeville, and Cranberry Township PA 16066.

Financial Advisors in Dubois

Joe Zappia, III, CRPC®