About Rick Kelly, CSA, CAS — Fort Collins, Colorado
Welcome to Pinnacle Retirement Inc. — Trusted Retirement Planning with Rick Kelly
At Pinnacle Retirement Inc., we're committed to helping conservative boomers and retirees eliminate financial stress and build a secure, confident retirement. Our mission is simple: to protect your income, preserve your wealth, and provide peace of mind—no matter what the markets do.
Led by Rick Kelly, a Certified Annuity Specialist (CAS) and Certified Senior Advisor (CSA), Pinnacle Retirement specializes in independent, conservative retirement planning solutions designed to reduce risk and deliver lasting financial security.
Meet Rick Kelly – Founder & President of Pinnacle Retirement
I'm Rick Kelly, the founder and President of Pinnacle Retirement Inc. My financial services career began in April 1987 with a Wall Street firm offering full-spectrum financial planning. But everything changed for me on Black Monday, October 19, 1987—when the markets delivered a hard lesson on volatility and risk.
That pivot...
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Frequently Asked Questions About Financial Advisors in Fort Collins, Colorado
Why work with an independent financial advisor?
Independent advisors aren't tied to a single company's products, so they can recommend the best solutions for your specific needs. They focus on education first, helping you understand all your options before making decisions.
What is SafeMoney Certified?
SafeMoney Certified advisors have demonstrated expertise in safe money strategies and retirement income planning. They prioritize principal protection and guaranteed income solutions for their clients.
How much does a consultation cost?
Most SafeMoney.com advisors offer complimentary initial consultations. There's no cost or obligation to meet and discuss your retirement planning needs.
What should I expect in my first meeting?
Your first meeting typically covers your current financial situation, retirement goals, risk tolerance, and timeline. The advisor will explain different safe money options and answer your questions without pressure to buy anything.