David Garman is a Scottsdale, Arizona-based retirement income specialist with over 35 years of financial services experience. Registered as a financial advisor since 1987 and formerly Vice President with Smith Barney, David brings institutional-level expertise to independent retirement planning for families across Arizona, Indiana, Washington, and Utah.
### Retirement Income Planning in Scottsdale, Arizona
David's practice is built around one mission: making sure his clients never run out of money in retirement. As a fiduciary with an active Series 65 Investment Advisor license, he is legally required to act in your best interest at all times. His three-pillar approach — asset protection, guaranteed retirement income, and tax minimization — addresses the core financial risks retirees face in today's environment.
### Safe Money Alternatives and Asset Protection
With decades of experience spanning bull and bear markets alike, David specializes in safe money alternatives that protect your...
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Frequently Asked Questions About Financial Advisors in Scottsdale, Arizona
Why work with an independent financial advisor?
Independent advisors aren't tied to a single company's products, so they can recommend the best solutions for your specific needs. They focus on education first, helping you understand all your options before making decisions.
What is SafeMoney Certified?
SafeMoney Certified advisors have demonstrated expertise in safe money strategies and retirement income planning. They prioritize principal protection and guaranteed income solutions for their clients.
How much does a consultation cost?
Most SafeMoney.com advisors offer complimentary initial consultations. There's no cost or obligation to meet and discuss your retirement planning needs.
What should I expect in my first meeting?
Your first meeting typically covers your current financial situation, retirement goals, risk tolerance, and timeline. The advisor will explain different safe money options and answer your questions without pressure to buy anything.