Larry has been a successful financial services representative for over 30 years. Over that time, he has witnessed a major problem inherent in our country – financial literacy.
50 years ago, an employee earned a pension from his employer after his or her working years ended. A guaranteed income for as long as that person would live. Along with Social Security and personal savings, an individual retiring a half-century ago would have an excellent opportunity to enjoy a happy and stress-free retirement. Today, however, things have changed considerably. Gone for the most part are pensions from your employer. Those have been replaced by defined contribution plans (401k’s, 403b’s, 457 plans) to name a few. It is up to the individual employee to now make critical financial decisions affecting his or her retirement years without a lot of education or training.
Larry provides proven financial strategies to save for retirement while mitigating the risks involved in doing so efficiently. Larry helps his clients protect their assets and create financial security using Safe Money concepts, innovative strategies and tax-efficient retirement solutions.
When Larry isn’t assisting his clients to meet and exceed their financial goals, he enjoys spending time with his wife, four children and four grandchildren. He also enjoys working in his flower and vegetable gardens and playing a little golf.