Financial Education - SafeMoney.com

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The Importance of Financial Education

In the past, we’ve discussed the importance of being prepared for retirement. Unfortunately, not taking proper precautions can lead to shortfalls later on. It’s important to evaluate what your retirement needs will be and to develop a roadmap to meet those objectives.

Ultimately, one significant factor behind any retirement shortfalls is a gap in financial education, especially among younger generations of Americans. Unfortunately, surveys indicate a widespread lack of financial awareness. For example, in a study by Champlain College’s Center for Financial Literacy, researchers graded all 50 states on what they were doing to promote financial education in the classroom.

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What the Fed is Going on

One factor which can affect retirees and pre-retirees is changing interest rates. Specifically, it’s a matter of whether they’re rising or falling – and what effects it may have on retirement income.

This week brought news from the Economic Policy Symposium, an annual gathering of Federal Reserve officials, other central bankers from across the globe, and policy experts. It’s important because the participants share their insights on many trends – including what the Fed may do with interest rates in the future.

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